Backtest Tool · Internal Only

Historical Portfolio Backtest

Upload a CSV of historical loans → EthoScore v2 scores each row → performance report against actual outcomes.

01Upload
02Map Columns
03Score
04Results
01Upload

Upload a historical portfolio to validate EthoScore v2 against real outcomes — the engine scores every row exactly as it would a live application, then measures precision and recall against what actually happened.

Expected schema
one row = one historical loan
required borrower, loan, outcome fields
optional employment, rent, gig, savings